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Private Money Lending

SMS Financial is a full-service, private money lender offering creative solutions for transactions not suitable for conventional financing. Our firm selectively targets small and middle market borrowers (corporations and individuals) across all asset classes, property types and industries.

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  • Primary Focus:
    • Commercial
    • Bridge Financing
    • Residential Investment
    • Bankruptcy/DIP Financing
    • Land
    • CMBS/ABS Re-financing
  • General Terms & Conditions:
    • Up to 70% LTV
    • $1 - $10 million
    • Competitive interest rates subject to loan-by-loan underwriting
    • Fast and efficient funding
Recently Closed Transactions
California Retail / Restaurant $ 12,250,000
California Commercial Land $ 7,600,000
Arizona Single Family Residence $ 2,000,000
Pennsylvania Retail/ Office $ 3,160,000
California Commercial Land $ 1,790,000
Pennsylvania Horse Farm $ 1,000,000
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