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Our Businesses
Loan Acquisitions
Convert Your Distressed Loans into Capital
SMS is well-capitalized and has extensive experience in secondary market debt acquisitions. Our team can quickly assess, negotiate and fund a transaction. Since 1993, SMS has specialized…
Loan Servicing

SMS Financial Recovery Services, LLC (“Recovery Services”) is an affiliate of the SMS Financial family of companies and serves as a third party collection agency. SMS Recovery Services division utilizes the highest level of integrity and professionalism…

Bank M&A

SMS Financial’s M&A program assists institutions looking to acquire or be acquired. We work closely with investors, bank holding companies, banks and advisory firms to provide third party valuation services and a well-capitalized partner necessary to ensure…

Private Money Lending

SMS Financial is a full-service, private money lender offering creative solutions for transactions not suitable for conventional financing. Our firm selectively targets small and middle market borrowers (corporations and individuals) across all asset classes, property…

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