NMLS ID 952165 – NMLS ID 2366764 – NFID CM10744
Mr. Kienholz joined SMS Financial in April of 2011. He manages the daily operations of the company and with over 25 years of experience in commercial Real Estate sales, marketing, banking and finance, Mr. Kienholz manages an extensive portfolio of complex assets including negotiation, litigation, and settlement at the note level. Mr. Kienholz leads the marketing, property management and liquidation of Real Estate Owned as well as originating, underwriting, and closing new commercial loans. He holds a bachelor’s degree in economics from Colorado State University.
Mr. Shimon joined SMS Financial in March 2021. As Director of Finance, his primary responsibilities include managing all financial systems and processes, financial reporting, and oversight of the company’s internal controls. In addition, Mr. Shimon oversees all aspects of the SMS loan servicing process, as well as assisting with investor relations. Mr. Shimon has over 10 years of finance and accounting experience across multiple industries. Mr. Shimon holds a bachelor’s degree in accounting from Drake University and a master’s degree in accounting from Grand Canyon University.
Ms. Messer joined SMS in December of 2023 as Collections Manager. She has 28 years of experience in Federal third-party collection management with the Department of Education, including litigation, administrative wage garnishment and settlement recovery. Additionally, she holds both a Residential Real Estate and Mortgage Loan Originator License. Ms. Messer has managed an extensive portfolio of third-party collections, providing analytics, managing production, and increasing profitability nationwide. She also has experience in research and due diligence for the acquisition of both consumer and commercial debt portfolios.