SMS Financial Recovery Services, LLC (“Recovery Services”) is an affiliate of the SMS Financial family of companies and serves as a third-party collection agency focusing on larger balance commercial credits.

Recovery Services offers cost-effective alternatives to the expense and staffing limitations of a traditional bank’s in-house recovery department, or the inconsistent results achieved by many outside collection agencies and attorneys. Our vast experience in the collection of delinquent debt allows us to meet the needs of a variety of clients at different stages of the collection cycle. We also have extensive experience in post judgement execution and collection, which includes collaborating with our established national network of attorneys who provide expert legal counsel.

Recovery Services is licensed and fully compliant with FDCPA and local regulations, allowing us to handle all facets of collection throughout the country. Recovery Services’ focus is on zero agency accounts with minimum book values of $50,000 per asset.