Since 1993, SMS Financial has worked with over 25,000 borrowers across the United States. Our firm prides itself on trying to reach an amicable resolution with each and every borrower. As a non-bank lender, we’re capable of providing non-conventional terms that promote a mutually beneficial relationship. SMS works hard to provide every borrower the opportunity to restructure, renew and retain their assets with the ultimate goal of transitioning to a traditional lender.